Wolf Pay vs CoinGate
Wolf Pay vs CoinGate for stablecoin payments
Wolf Pay vs CoinGate compared: fees on real order sizes, what each includes, and when each is the better choice. Prices checked 27 October 2026.
Updated · Wolf Pay team
Wolf Pay is open in test mode: you can sign up, integrate and run test payments today. Live payments open once our custody partner goes live.
Key points
- CoinGate: 1% per transaction (Standard plan). Wolf Pay: 1% per payment with a $3 minimum, no monthly fee.
- On a $1,000.00 payment, Wolf Pay charges $10.00 and CoinGate $10.00; on $50.00, $3.00 against $0.50.
- Wolf Pay keeps your money in USDT/USDC and adds bulk payouts to contractors and staff ($1 each).
- Prices from CoinGate's public pricing page, checked 27 October 2026.
Fees side by side
| Payment | Wolf Pay (1%, $3 min) | CoinGate (1% per transaction (Standard plan)) |
|---|---|---|
| $50.00 | $3.00 | $0.50 |
| $200.00 | $3.00 | $2.00 |
| $1,000.00 | $10.00 | $10.00 |
| $10,000.00 | $100.00 | $100.00 |
Fees only, on one payment, at each provider's entry-level published pricing. Network fees are paid by the customer's wallet in both cases. Compare your own numbers with the fee calculator.
What CoinGate publishes
- The Standard plan charges a 1% payment processing fee with no monthly fee.
- Crypto payouts cost 0.50 EUR + 0.5% (0.50 EUR + 1.5% with conversion).
- Crypto and SEPA withdrawals are free, with a 50 EUR minimum; SWIFT withdrawals cost 0.50%.
- CoinGate lists 10+ cryptocurrencies and instant fiat conversion.
Source: CoinGate pricing, checked 27 October 2026. Prices change; check their page before deciding.
When CoinGate is the better choice
- Many of your orders are under $300: CoinGate's 1% has no $3 minimum.
- You want to settle to a bank account by SEPA or SWIFT.
When Wolf Pay is the better choice
- You pay contractors or staff: Wolf Pay bulk payouts are a flat $1, against 0.50 EUR + 0.5% per crypto payout (about 5.50 EUR on a 1,000 EUR payout).
- You want recipients to add their own wallet by secure link instead of copying addresses.
- Your orders are $300 or more, where the fee is the same 1%.
What Wolf Pay includes
- USDT on TRON, Ethereum and Solana; USDC on Base, Ethereum, Arbitrum, Polygon and Solana
- A hosted checkout, REST API, Node.js SDK and WooCommerce plugin
- Payment links and invoices with no code
- Bulk payouts to staff and contractors from your balance
- Refunds to the paying wallet, signed webhooks, team roles and two-factor authentication
- No monthly fee. 1% per payment, $3 minimum. See pricing.
Frequently asked questions
Is Wolf Pay cheaper than CoinGate?
It depends on order size. Wolf Pay charges 1% with a $3 minimum; CoinGate charges 1% per transaction (Standard plan). On a $1,000.00 payment that's $10.00 with Wolf Pay and $10.00 with CoinGate; on $50.00, $3.00 against $0.50.
Can I switch from CoinGate to Wolf Pay?
Yes. Wolf Pay works alongside any other provider: create a test account, connect with the API, WooCommerce plugin or payment links, and move over when you're ready. There's no monthly fee or contract.